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Working Capital

Purchase Inventory

Hire Additional Staff

Pay Bills

Manage Cash Flow

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Wheaten Financial is committed to offering small and medium sized business owners the financing solutions they need to effectively run and grow their businesses. Wheaten Financial can augment capital needs that your traditional bank may not be able to facilitate due to tough criteria or credit requirements. Let us help you on the road to success, at Wheaten Financial, we can help.

Our small business funding is designed for companies that need working capital to grow or take advantage of immediate opportunities. We offer unsecured financing from $10,000.00 – $250,000.00, that can be used for a wide variety of business uses. Need money for inventory, cash flow, expansion or advertising? According to the Wall Street Journal, an estimated 65% of banks have tightened their standards on loans to small businesses.

Our working capital program is quick and without the hassle of a bank loan. Challenged credit isn’t a challenge at Wheaten Financial while traditional lenders may decline businesses for less-than-perfect credit scores. We believe small businesses with a consistent revenue stream have untapped borrowing potential. We can help companies that may have been considered too risky by traditional lenders by extending business working capital loans and cash advances based on their ability to pay versus a credit score that may be more reflective of the current economic environment than the value of their business.

Many business owners today simply need capital in order to cash flow the business periodically throughout the year, we can help provide you with that capital. Our program is simple and based on your cash flow or revenue of the business, not your credit.

If you are a business that is in need of a bridge or gap loan to help with new projects while waiting for your accounts receivables or insurance companies to pay you, we can help. If you are in need of inventory for the business and want to leverage capital in order to purchase that inventory at a reduced cost, Wheaten Financial is on your side.


  • Own your business for more than 1 year
  • $150,000 or more in gross annual sales